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TMO - Strategic Director – MSME Digital Lending

Company

ACB

Location

Thành phố Hồ Chí Minh, Vietnam

Type

Full-time

Role Overview

We are seeking a Strategic Initiatives Director to lead the design and execution of an end‑to‑end MSME digital lending journey. This role is responsible for building a scalable, data-driven credit operating model that integrates technology, risk, and customer experience to deliver fast, secure, and fully digital lending solutions for small and micro businesses.
You will act as a cross-functional leader, working across Risk, Business, Technology, Data, and Operations to reshape how MSME lending is originated, underwritten, approved, and managed in a digital-first environment.


Key Responsibilities


1. Design MSME Credit Architecture (Modular & Digital-first)

  • Develop a modular MSME credit framework leveraging:

  • Credit bureau data (CIC)

  • Transactional and behavioral data

  • Build scalable credit models tailored by:

  • Industry clusters

  • Business size

  • Cas...
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