Senior Machine Learning Scientist, Borrowing

Location: Cardiff, London, or Remote (UK)

We are on a mission to make money work for everyone. Our borrowing products are critical to our mission, serving millions of borrowers and providing a key revenue stream. We seek bright, passionate, and creative individuals to accelerate our growth.

About the role

The mission of Borrowing ML Scientists is to improve customer and business outcomes through better automated decisioning, using machine learning and statistical modelling. Primary focus is credit risk modelling, with expertise applied to predict and optimise utilisation, pricing, collection, and marketing.

You will work alongside experienced ML Scientists with a fully established lifecycle of ML models. Each scientist owns multiple ML applications end‑to‑end, from experiment design and data curation to deployment and monitoring. You will have autonomy to decide the most impactful topics acro...