Senior Credit Underwriter | SME Lending & Commercial Credit Decisioning

Northampton (Office-Based) | £50,000 - £70,000 DOE + Annual Bonus + Private Healthcare + Enhanced Pension + Benefits

Some credit environments are built around scorecards, rules engines and committees.

This one is built around people who can think.

The Opportunity

A high-growth specialist SME lender is seeking a Senior Credit Underwriter to take a central role within its commercial credit function. This is a business where underwriting sits at the intersection of data science, commercial lending and analytical rigour - and where the quality of individual credit judgement genuinely drives portfolio outcomes.

The organisation has invested heavily in proprietary technology, data infrastructure and AI-driven decisioning capability. The underwriting team does not simply operate within that framework - it helps to shape it. Senior Underwriters here carry real sanctioning autho...