Senior Credit Analyst

As a Senior Credit Analyst, you’ll be at the heart of Heartland Bank’s business‑lending engine, shaping well‑reasoned, high‑quality lending applications across a portfolio that spans everything from everyday business needs to complex, high‑value transactions above $1.0m.

This is a role for someone who enjoys digging into the detail and connecting the commercial dots. You’ll apply sharp judgemental credit analysis to both straightforward applications and the kind of nuanced, commercially driven deals that require real analytical flair. Every submission you prepare will showcase:

• Insightful financial analysis that gets to the real story behind the numbers

• Clear, balanced credit‑risk assessment that highlights what matters

• Transparent identification of risks and mitigants

• Recommendations that align with the Bank’s risk appetite while supporting great customer outcomes

You...