To assess and conduct detailed credit analysis and evaluation of lending proposals for discussion at CC level and decision

To evaluate the proposal by doing financial analysis, assessing sustainability of the revenue and profitability numbers, review of auditor reports to check for any red flags, promoter background check, profile check, legal and technical aspects of the property proposed to be mortgaged, reading credit rating reports to understand the view of external credit rating agencies on the group company

To monitor the existing portfolio 

To do regular monitoring of existing portfolio of accounts to assess the quality of the portfolio, identify any red flags, ensure compliance of sanction conditions and covenants stipulated in the sanction terms.

To ensure compliance with OTC, PDD, covenants stipulated in the Sanction letter

To keep oneself updated about any recent regulatory changes/ guidelines / notifications etc. to ensure that all the actio...