Job Description

• Responsible for B2B merchant risk operations and credit evaluation, focusing on risks across merchant onboarding, transaction limits, fund exposure, and settlement processes. Through merchant profiling, transaction behavior monitoring, and risk reviews, identify typical risk issues in high‑amount, high‑frequency, or highly concentrated transaction scenarios, and propose practical and actionable risk and credit optimization solutions.
• Conduct comprehensive assessments of merchant qualifications, business models, fund flows, and risk‑bearing capacity for prospective and existing B2B merchants. Perform professional reviews and judgments on high‑amount transactions or limit adjustment requests. Continuously optimize merchant review standards and credit rules by analyzing historical transaction performance, limit utilization, and post‑event risk outcomes, reducing the onboarding rate of high‑risk or low‑quality merchants.
• Proficientl...