Roles and Responsibilities

Job Context
Key Aspects:
o The Direct Unsecured-Self Employed product line caters to funding short term and medium term
working capital needs of individuals , businesses, professionals, via a suite of customized short and
long tenured products, without any security/ collateral.
o Offering comprises Unsecured loans self employed individuals/ non-individual entities /
professionals, with end use of funds (working capital requirement, business expansion etc.) to be
ascertained during the loan appraisal process
o The business is highly retail in nature, characterized by high transaction volumes, smaller ticket
sizes, and significantly higher spread and profit margins (up to four times that of Secured Lending
products)
o Given the unsecured nature of loans disbursed, the business also entails stringent controls and
monitoring to ensure portfolio health and quality at all times
o Whi...