The Head of Credit is responsible for providing strategic leadership and governance over the Company’s credit risk management and underwriting function. The role ensures that all lending activities align with the Company’s risk appetite, regulatory requirements, and business objectives, while maintaining the desired portfolio quality and asset performance.

The Head of Credit acts as the ultimate custodian of credit risk and provides independent oversight to safeguard the Company’s financial integrity.

KEY RESPONSIBILITIES

• Develop and implement the Company’s credit risk strategy in alignment with business objectives.
• Establish and review credit policies, underwriting standards, and risk acceptance criteria.
• Identify emerging credit risks and recommend risk mitigation frameworks and policy enhancements.
• Ensure compliance with internal governance standards and regulatory requirements.

Credit Approval Auth...