Job Description
Key accountabilities/Deliverables/Outcomes
Credit Origination and Underwriting (Revenue & Market Share Growth – 40%)
Oversee the assessment and structuring of credit facilities in line with customer needs and risk appetite. Lead the origination of new credit facilities to achieve business banking balance sheet and NII targets.Ensure quality credit assessment and structuring of deals to supportDrive the achievement of key financial metricsEnsure timely and quality credit decisions that support revenue generation while maintaining credit standards. Portfolio Risk Management (Sustainability Index – 35%)
Ensure strong portfolio health by maintaining PAR within acceptable levels.Drive early warning, restructuring, and Exit Watch List (EWL) processes.Ensure rigorous oversight of covenant compliance, excess management, and deteriorating...