Credit Risk Governance & Controls Manager

LONDON, LONDON, United Kingdom(Hybrid)

**Job Description**

We are seeking a Credit Risk Governance & Controls Manager to join our UK Credit Risk organization led by UK Chief Risk Officer. Our mission is to deliver responsible, sustainable growth through data-driven, well-governed credit strategies. You will play a critical role in ensuring that our credit risk strategies across the card lifecycle meet UK regulatory expectations—FCA CONC, Consumer Duty, and affordability rules—to drive good customer outcomes and align with our enterprise risk framework.

In this role, you will own first-line governance for credit risk processes and controls for UK market, ensuring they are compliant, effective, and future-ready. You will work closely with Compliance, Legal, Operational Risk, Enterprise Risk, and other partners to embed strong regulatory discipline and influence strategic decisions across the business.

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