Credit Risk Analyst

Leicestershire/remote working available

Up to £60k

Are you an analytical minded individual, seeking a fresh challenge in the consumer lending space? We’re pleased to be supporting our customer centric client as they expand their portfolio into consumer finance. This role will be part of a dedicated team and is responsible for supporting the development, monitoring and optimisation of credit risk and affordability strategies across the lending lifecycle.

Duties will include:

• Support the design and maintenance of credit policy rules (eligibility, bureau cut-offs, scorecards, referrals, affordability thresholds).
• Analyse approval rates, decline reasons, and referral volumes to ensure alignment with risk appetite.
• Monitor score band performance and recommend adjustments to optimise risk-adjusted returns.
• Extract and analyse lending and performance data ...