RESPONSIBILITIES:

• Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank.
• Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios.
• Establish credit risk appetite and thresholds for the product portfolios.
• Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns.
• Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends.

REQUIRED QUALIFICATIONS

• Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or ...