A reputable rural Bank in the Bono East Region of Ghana invites applications from suitable candidates for the following position: Credit Officers

Job Purpose

• The Credit Officer shall be responsible for preparing loan applications, evaluating clients financial information and calculating risk ratios

• To be successful in this role, the applicant should have a good understanding of lending procedures and customer service experience

Responsibilities

• Review loan requests

• Assess clients financial status to evaluate creditworthiness and risks

• Contact clients to gather financial data and documentation

• Analyse risks and approval or reject loan requests

• Calculate financial ratio (e.g Credit sources and interest rates)

• Maintain updated records of loan applications and set up payment plans for customers

• Follow up with client for loan renewals

• Monitor progress of e...