Citi is looking for a seasoned Credit Risk Officer at the Vice President level to join our Commercial Lending Management team in Taguig City, Philippines — a senior credit role where your analytical expertise directly shapes sound lending decisions and drives the quality of Citi's commercial credit portfolio. In this position, you will serve as a recognized credit authority, partnering closely with bankers to assess, structure, and decision complex commercial credit requests across a diverse client base. Your work will influence the credit risk framework of a global institution serving clients at every stage of their financial journey.

**Responsibilities**

+ Lead end-to-end credit underwriting for commercial lending requests, owning credit decisions for new and existing clients in alignment with Citi's credit risk policies and regulatory standards.
+ Produce detailed credit memos and written analyses that assess business viability, interpret financing needs, identi...