Job Title: Credit Manager (Cape Town)

Key responsibilities

Credit Model Development & Enhancement

• Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools
• Analyse and integrate data to refine credit decisioning systems, ensuring they align with industry best practices and regulatory standards.

Credit Automation & Decisioning

• Drive automation initiatives to streamline credit evaluation and approval processes.
• Make credit recommendations and approve credit applications within authorized mandate levels, ensuring the placement of quality assets.
• Implement responsible lending practices to minimize risk and ensure compliance.

Risk Management

• Assess and manage credit risk across new and existing client portfolios.
• Conduct thorough credit assessments to ensure the acquisition of high-quality assets whil...