Key Responsibilities

• Develop, implement, and enforce credit policies and procedures to minimize risk and improve cash flow.
• Evaluate customer creditworthiness by analyzing financial statements, credit reports, and payment history.
• Approve or recommend credit limits and terms in accordance with company policies.
• Oversee and manage the accounts receivable and collections team to ensure timely collection of outstanding balances.
• Monitor aging reports and take proactive action on overdue and delinquent accounts.
• Coordinate with sales, finance, and legal departments regarding credit issues and collection strategies.
• Negotiate payment arrangements, settlements, and restructuring plans with clients when necessary.
• Ensure compliance with company policies, accounting standards, and applicable laws and regulations.
• Prepare and present collection performance reports, forecasts, and risk assessmen...