Credit Analyst II

This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections.

Major duties and responsibilities include:

• Analyzing all relevant loan data on new, renewal and existing loans
• Preparing thorough and concise memos, spreadsheets, reports, summaries and opinions for Loan Officers
• Managing the bank's exposure to identified risks and recommending appropriate structure for transactions
• Overseeing and managing financial information files
• Establishing, reviewing and updating new and existing loan files
• Providing technical advice and assistance to Loan Officers
• Performing credit inquiries

Additional duties and responsibilities include:

• Effectively communicating with Customers, Loan Officers, and Bank Ma...