Credit Analyst II

This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections.

Major duties and responsibilities include:

• Analyzing all relevant loan data on new, renewal and existing loans
• Preparing memos, spreadsheets, reports, summaries and opinions for Loan Officers
• Managing the bank's exposure to identified risks
• Overseeing and managing financial information files
• Establishing, reviewing and updating loan files
• Providing technical advice and assistance to Loan Officers
• Performing credit inquiries

Additional duties and responsibilities include:

• Effectively communicating with Customers, Loan Officers, and Bank Management
• Generating solutions to problems and suggesting alternative solutions