To support the Wholesale Banking Group by conducting comprehensive credit analysis, financial assessments, and risk evaluations for corporate lending proposals. The Credit Analyst will be responsible for preparing high-quality credit recommendations, ensuring compliance with the Bank's credit policies, and supporting sound lending decisions while maintaining portfolio quality.

Key Responsibilities

Credit Analysis

• Analyze corporate credit proposals by evaluating financial statements, cash flows, and business performance.
• Assess borrowers' creditworthiness using financial ratios, industry benchmarks, and risk assessment methodologies.
• Prepare detailed credit appraisal reports with clear recommendations.
• Evaluate repayment capacity, leverage, liquidity, profitability, and cash flow adequacy.

Financial & Risk Assessment

• Conduct comprehensive financial analysis, including:
  • Ratio ...