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Credit Analyst - Credit SME Institutional - Delhi

Company

Aditya Birla Group

Location

New Delhi, India

Type

Full-time

Key Result Areas

Supporting Actions

To assess/ recommend/ decide the viability of credit lending proposals based on institutionalized processes and dynamic market information

  • To decision proposals within delegated authority 
  • To undertake analysis of the credit proposals based on and analysis of market information, current macroeconomic scenario, current portfolio concentration, etc
  • Evaluate new credit proposals / review existing credit exposures
  • To meet all clients above a certain threshold (for existing ones) on a regular basis, and meet all clients before disbursal in case of new proposals
  • To undertake critical review of the credit proposals logged in with a view to especially bringing out the industry, business, financial, management and facility structure risk contained in the credit proposal. The role needs to bring out the collateral and other credit risk mitigation to take decision / facilitate the approving authority...
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