Business Performance & Management

• Conduct in-depth financial, business, industry, and risk analysis to support lending decisions for corporate banking clients.
• Prepare high‑quality credit proposals in accordance with internal credit policies and regulatory requirements, ensuring thorough assessment of creditworthiness.
• Perform regular portfolio monitoring, including covenant tracking, early warning detection, limit utilization, and risk rating updates.
• Coordinate closely with Relationship Managers and other business units to provide accurate and timely credit recommendations.
• Ensure proper documentation and compliance for all credit facilities, including reviewing legal documents and ensuring completeness before disbursement.
• Support periodic portfolio reviews, stress testing, and internal/external audit processes.
• Provide insights on client performance trends, industry risks, and potential mitigation strate...