The purpose of the role is to conduct an in‑depth, specialised and quality credit assessment and risk analysis on potential and a High Value Portfolio, to enhance the decision‑making process involved in determining the Bank's appetite to extend credit to these clients. Financial analysis, interpretation and capturing of client information (company financial statements) and qualitative data.

Monitor client’s performance on a continuous basis for risk indicators and perform formal reviews at specified time intervals to identify any changes in the client's business or operating environment. Monitor adherence of covenants and conditions on a continuous basis and discuss any deviations and possible concerns with Sales team and elevate to Line Management and Credit if necessary. Adhere to ARMS credit requirements as stipulated in the Absa credit policy. Monitor and report boundary events in terms of the Operational Risk Boundary. Obtain input from Prod...