We are currently seeking an experienced and strategic professional to join our organization as Consumer Credit Head.

This role is responsible for leading the end-to-end consumer credit function, ensuring a well-balanced approach between portfolio growth and credit quality across both secured and unsecured lending. The incumbent will play a critical role in strengthening risk management frameworks while supporting sustainable business expansion.

Key Responsibilities

• Provide strategic leadership across Credit Underwriting, Fraud & Authorization, Collections, and Credit Support functions
• Establish and oversee the implementation of credit policies, procedures, and risk frameworks for Consumer Lending products
• Monitor and manage portfolio performance, ensuring optimal balance of growth, profitability, and asset quality (SM, NPL, CoC)
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