Substantial experience in a payments compliance, product compliance, or regulatory advisory role at a regulated fintech, payment institution, e-money institution, or bank — with a clear specialism in payments and/or cards
,
Deep, practical knowledge of the regulatory frameworks governing payment services in the UK and/or EU/EEA — including PSD2/PSR, EMD2, FCA payment services rules, and SEPA scheme rules. Candidates with strong UK-only or EU-only experience are welcome; cross-jurisdictional experience is a significant advantage
,
Awareness of the EU PSD3/PSR legislative package and its key divergences from the current PSD2 regime and the UK's post-Brexit PSR, and the implications for payment institutions operating across both regimes
,
Working knowledge of card scheme rules (Visa and/or Mastercard) and the compliance obligations they place on programme managers and issuers