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AVP - Credit Officer (Underwriting) - Wholesale Banking

Company

SMBC Group

Location

India, India

Type

Full-time

Responsibilities

  • Independently review and assess diverse credit applications submitted by Business Units, providing objective and thorough evaluations.

  • Prepare clear, concise executive summaries for submission to approval authorities, highlighting key credit risks and recommendations.

  • Collaborate with senior credit officers to develop a deep understanding of legal documentation and proactively review term sheets and credit agreements.

  • Support incumbent credit officers and senior management in credit evaluation, underwriting, and portfolio management activities.

  • Develop and implement action plans to address credits showing signs of deterioration.

  • Coordinate with Business units and ensure accurate recording and maintenance of deal details and credit monitoring data in internal system.

  • Conduct periodic credit portfolio analysis across various parameters.

  • Monitor credit exposure concentrations in...
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