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Area Credit Manager - Unsecured Business Loans in a leading NBFC

Company

Skill Ventory

Location

Bengaluru, India

Type

Full Time, Permanent

Roles and Responsibilities

Key Responsibilities: -

  • Credit Appraisal Underwriting of Unsecured Business Loan files as analysing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing of Credit Approval Memo (CAM).

  • Meeting with applicants (Personal Discussion) to obtain information for loan applications and analysing the financial situation of the client through business place visits.

  • Pre and post sanction credit risk compliance.

  • Handling the complete Credit & Backend process at branch level and train the resources regarding Credit, Operations and Sales documentation part.

  • Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required turn around.

  • Ensuring maintenance of TAT for UBL proposals ...

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